Keep what
you earn

A cash discount program is a pricing model where a business posts cash prices and a small service charge applies to card payments — moving the cost of card acceptance off the owner's books. With Squad Up Society, the smart terminal does the math automatically, the required signage is provided, and your monthly processing cost drops to zero.

Yes. Cash discounting is legal in all 50 states when it's disclosed properly — clear signage and correct receipts — and our equipment and setup handle that disclosure for you. California businesses run cash discount programs every day.

Exactly what it says. No term agreement, no cancellation fee, no fine print. If you ever feel Squad Up isn't earning you money, hand the machine back — any day, no questions asked. We earn your business every month or you walk.

Most small businesses pay 3–4% of card sales once every fee is counted. A $40,000/month shop at 3.5% loses $16,800 a year — and most owners never see it, because the fees are scattered across confusing statement line items.

It's free. Send one recent merchant statement and we read it line by line, show you exactly where your money goes, and give it to you straight — even if the honest answer is "stay where you are." If we can't find you at least $100/month in savings, we'll tell you to stay put.

Squad Up Society is a merchant services company founded by Masa, an active-duty first responder in Southern California. We set up smarter credit card processing — cash discount programs, free equipment, no contracts — for restaurants, shops, and service businesses across Southern California and beyond.

We're based in the Southern California area and work with local businesses face to face — and we work nationwide. Setup and support reach all 50 states: the terminal ships to you, and a real person answers when you call.